Cash vs. Credit: The Basics

No matter how well organised your finances are, there are times when working to a budget presents something of a struggle, especially if an unexpected expenditure occurs to disrupt a carefully planned payments schedule.  At times like these, a short term lending solution might be one option to consider.  Whatever circumstances you find yourself in, making responsible, well thought-out decisions is the key to proper financial management. Using a debit card is just like opening a purse or a wallet and paying in cash.  The benefits are fairly obvious; it is not necessary to carry around large amounts of cash and the card can be used over the counter, on the telephone, and online.